SBA Loan

An SBA loan is a small business loan that is partially guaranteed by the Small Business Administration, which eliminates some of the risk for the financial institution who is issuing the loan.

  • Max loan amount of $5,000,000

  • Rate equal to prime + 2.75%

  • 10 year term

  • Monthly payments

  • No pre-payment penalty

  • Next day Pre-approvals

  • Funding within 60 days

Bank Term Loan

A Bank Term loan is a short-term, fixed-rate loan with stable monthly payments. These loans are a great fit when you need funds more quickly or don’t meet the requirements of an SBA loan. There are generally few restrictions on the use of funds.

  • Max loan amount of $2,000,000

  • Interest rate from 7.99%

  • 2-5 year term

  • Monthly payments

  • No pre-payment penalty

  • Can be used to consolidate higher interest debt

  • Next day Pre-approvals

  • Funding within 6 weeks

Hybrid SBA Loan

Over the years, all of our clients have wanted 2 things: Immediate financing and SBA loan terms. The unfortunate reality is that the immediate funding products have much shorter terms and a higher cost of money. And an SBA term loan typically takes 60 days to close. The Hybrid SBA Loan is our solution to that problem…..

Here's how it works:

1. We'll submit you for the SBA loan (see terms below) and will have a pre-approval determination by the following day. Once pre-approved, this generally takes 60 days to close.

2. Once we receive a pre-approval, we'll submit you for an immediate bridge financing (see terms below). We can typically have an approval same-day and fund within 2 days.

3. We'll then use the SBA loan to payoff the immediate bridge and provide additional funding on top, if needed.

This really is the best of both worlds - SBA Terms, Funded Immediately.

Short Term Loan (With Collateral)

A non-bank loan that is structured based on creditworthiness, business cash flow and Real Estate collateral. Typical loan size is up to 20% of business gross revenue and collateralized with real estate, utilizing up 70% loan to value.

  • Funding max of $1,000,000

  • Term lengths between 1-4 years

  • Interest from 12%

  • Collateral required

  • Monthly payments

  • Significant prepayment discounts

  • Interest is tax deductible (consult your accountant)

  • Builds business credit

  • Funding within 30 days

Short Term Loan (No Collateral)

A short term loan issued by one of our 75+ lending partners. These are non-bank lenders, alternative funders, hedge funds and family offices. This is not a bank product, thus eliminating the need for excessive paperwork and extensive underwriting times.

  • Funding max of $1,000,000

  • Term lengths between 4 and 24 months

  • Interest rate based on risk

  • No collateral required

  • Repayment via automated ACH debit – daily, weekly or semi-monthly

  • Significant prepayment discounts

  • Interest is tax deductible (consult your accountant)

  • Builds business credit

  • Same day approvals

  • Funding within 2 business days